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  • How It Works

    Apply. Get Selected. Be Loan Free.

Here's the breakdown

Get to know how everything works using our step-by-step explanation points. 

Pay close attention.

1. Choose Your Application

Explore the applications that each represents a different Credit Forgiveness percentage.

Backed by the GFCA and partners, we’re here to support you financially.


2. Secure Your Spot

Apply for your Credit Forgiveness and complete the quick form emailed.
We’ll ask for:


  • Basic personal info

  • Banking details (for paybacks)


3. We Verify Your Info

We will securely verify applications through our risk assessment system - ranking applications.
This
protects everyone — and keeps the selections tamper-proof.

Correct info = You're in.
Incorrect info = No refund, no payback for paid applications.

Your data is safe

We never sell, share, or expose your personal or banking details. 

All transactions are encrypted and protected by industry-standard security protocols.

You could receive:

Partial or Full Credit Forgiveness OR

A partial payback directly into your bank account for paid applications.

4. Wait for the Results

After completing an application, it is processed for selection.

Top applications are selected. 

No blacklist checks. 

A clean chance at Credit Forgiveness.

5. Repeat to change Rankings

More applications = more chances.
Get ranked higher and be eligible for repeat obligation discharge.

Daily application brings you closer to Credit Forgiveness.


6. Final Notes

  • We chat with your creditors and pay the outstanding debt.
  • Paybacks are paid to you as soon as your bank clears the transfer.
  • No ads/spam. Just your payment.

WCGRB License Number 10195681-001 Section 67(1)(c) of Act 4 of 1996

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